Not just binance but the overall mempool fee is high these days and therefore the centralized exchanges have to increase the bitcoin withdrawal fee. However, the disadvantage of the centralized exchanges is that even if you withdraw less of amount bitcoin, you will still have to pay the static high fee.

Anyways, as you say that you feel unsafe keeping your bitcoins at the exchange, this means that you have a good amount of BTC at the exchange, leaving them there can cause you a significant financial loss if any mishap happens with the exchange. This should mean that you can spend one time this high fee to move your funds to your personal wallet and it is worth doing it.