so why insist on using the sledge hammer for values under 100 bucks.
if you want to the ways are :
KYC at an exchange that will allow you to use LN
Put cash in there.
Buy BTC
USE that exchanges LN wallet.
I did a thread that does show it works.
Obviously only do a little of you wealth as this is the workaround for small wealth movements.
Your advice is very important but if someone doesn't have Bitcoin, or someone doesn't invest in Bitcoin then they won't follow your advice. What I learned from your example is that the first thing you need to invest in bitcoin is goodwill, if someone wants to save some bitcoins and later they will make a significant contribution.