Please Keep your funds OP as long as you can so you will never regret any decisions from here and in the future like what other does selling their funds and not readying for emergencies of life.
My office friend was also the most anti-if I suggested changing your dollars into BTC during the last downturn (Because he very like altcoins) and as a result he just admitted that the increase in BTC prices was very significant even though the waiting period was almost a year.
What you said to the OP is correct in this case that Holding will provide more value than what the OP has currently invested by owning 0.033 BTC. and this is also one way to prevent losing our money in the market.
The important thing is to never get caught up in fomo or hype so that our position is at the smallest risk and remain patient, the key which will help us save assets when we see falling prices.