todays world xrp and many other old coin isnt good choice, new comers will spur their money to new coin instead. the day for xrp to shine already passed
looks many alt already doing 300%+ and xrp only 30% at best

not because you are seeing multiplier in the prices today meaning they are much better than XRP , remember that ripple is one of the cheapest in terms of transaction fees and in our time now specially that bitcoin experiencing congestion for long time now? people are looking for more alternative to use as payment option , be aware that those who had 300% growth will turns to be pumping and dumping.
but wait are you investors of those? or just hunting for new projects that shows your support now?