To be honest, I don't really own bitcoins because I do not HODL. I always see myself selling my coins due to one issue or another, possibly because I really cannot afford to live my dream of holing until Bitcoin makes me rich.
To get returns from bitcoin - you don't have to be a holder. You can exploit price volatility to gain profits - but holders believe that bitcoin can give them more returns if they hold it longer.
In practice, I barely earn more than $3000 from my job, my wife's mortgage, and other demands waiting to snap up the money. Sometimes I sell in a bull market, and other times I sell in a bear market. Would you say that holding BTC isn't for everyone?
Yes - especially if you have nothing in your budget other than bitcoin. You should have reserve funds that can help you in times of need - that means you have more options when you need money besides just having bitcoin.
Do you comfortably HODL? 300% is quite a lot. 1000% for me is a dream.
300% is a good return to ignore - I don't have it yet, maybe the time will come to get that much return. As of now I still feel comfortable being a holder - the volatility doesn't affect me, it's just an important part of this very free market.