To be honest, I don't really own bitcoins because I do not HODL. I always see myself selling my coins due to one issue or another, possibly because I really cannot afford to live my dream of holing until Bitcoin makes me rich.
You have a big dream that will take you years to achieve. Depending on Bitcoin investment is good but you need another way of making money in order to able to hold Bitcoin for long.
In practice, I barely earn more than $3000 from my job, my wife's mortgage, and other demands waiting to snap up the money. Sometimes I sell in a bull market, and other times I sell in a bear market. Would you say that holding BTC isn't for everyone? Am I not too broke to depend on Bitcoin for financial freedom? Yeah, I'm working for my financial independence, but Bitcoin has remained a peripheral component of that plan. Only if I can HODL for a few years.
Holding bitcoin is not for everyone, it is a discipline that one needs to have because some people cannot even save their own money which is very risk and un controlled use of money.
If you want to hold bitcoin, you need a strategic plan like DCA, so that you can be saving some percentage of your income so that you will keep accumulating their Bitcoin.