I just tried it, and you are correct that it is not possible to click on the calendar for the input of future dates, but I can still input future dates manually.


I realize that I responded in long ways and even meandered away from the main points about ability to show some kind of of a meaningful trajectory, so there may be ways to give some ballpark ideas of that, and of course, the basic presumption would be that we are ONLY withdrawing and not continuing to add to our stash, so the basic trajectory of the BTC stash is would by trajectored out as going down, but it could be misleading to presume that your BTC stash is actually losing value in terms of dollars (or even purchasing power), so it would need to include some kind of idea of dollar value, which brings another GIANT unknown in regards to whether how well the dollar might even retain a meaningful debasement rate - but even if we attempt to assume away that the dollar is debasing at nominal rates that still allows for us to be able to sustain our purchasing power value in real terms, then we still would be trying to attempt to measure a variety of unmeasurables (or unknowns) and still end up engaging in quite a bit of ballparking of the estimates (which still is not necessarily a bad thing to do - because we want to be able to provide a calculator in which individuals are able to have tools to help themselves to best estimate future possibilities, even if there is a recognition that the tool is still ballparking.. and the further it projects out into the future the more it is ballparking).

So just to reiterrate, in terms of BTC terms, we could draw from our BTC 4% or even 10% every single year into perpetuity, and we are never going to deplete our BTC to zero, but the number will get increasingly smaller and smaller, and so yeah, the larger the percentage we are drawing out, then the more it is going to deplete, so the main question seems to be if the dollar is debasing faster than our withdrawal rate (or in other words if the purchasing power of our remaining BTC is going up  faster than the rate that we are withdrawing it), and there seems to be no way to really project very accurately in these regards, even though we can project out that our BTC stash is getting smaller (and maybe that is all that fillippone is saying that he would like to be able to see.. and I have no real problem showing that).. but is that visualization of our BTC shrinking to such tiny amounts really telling us very much when it still depends upon the dollar value, so the remaining BTC still might be going up in purchasing power, even though the amount would inevitably be going down with the passage of time..


I personally would like to just stick with the traditional word of "withdraw" because it is used in a lot of circles and it is generally widely known and probably quite descriptive of what we are doing (or calculating the doing of such).

In my battling around of the idea, I do believe that dkbit98's discussion of the reverse DCA did raised a more important point about the potential utility of allowing the tool to have greater than 30% withdrawal rates, which I may well want to suggest that any amount higher than 30% would fall into the categorization of reverse DCA (a kind of quick disinvestment perspective).. yet since the actual tool is presenting withdrawal on a monthly basis, even a 40% annual withdrawal rate would result in 10% per quarter and 3% per month, so it could still be possible to have a pretty long withdrawal period (or reverse DCA), even if the rate was set at 40%, the withdrawal period still might end up lasting close to 3 years and still making sense in regards to the quantity of BTC being withdrawn monthly at the end of the 3-year period as compared to what it had been at the beginning of the 3-year period.. of course, part of the meaningfulness of the withdrawal amount may well have to do with whether BTC is in an upward trend during that time or a downward trend.


It will be interesting to see what you come up with, yet I am still thinking that some of the projections could end up overlapping into other areas of future projection, and if we follow through with some kind of a raking page and then maybe somehow formulating a fuck you status projection page (we might need to call it something more user-friendly?), then maybe some of those formulas (or data projection or presumptions of the future) could get incorporated into such a visual.


I don't really like the idea of a letter, but maybe a 30-minute or a 60-minute phone call, even though I don't really like the idea of advice, but instead maybe brainstorming because I would likely be suggesting that people can do whatever they like and they are responsible for their own investment choices, but some guys (and maybe gal) might want to discuss in a less public way: "Hey, this is what I was thinking about doing" and maybe I could say whether I understand it or not and make some suggestions that they could consider.. but I hate to really call it advice even though sometimes some people might be willing to just go with what I say rather than really brainstorming their own particulars.. but then that could be part of the idea.. I suppose that if someone were to want to have a discussion, then they might have had already thought through some of their plans in regards to their own portfolio size and their various circumstances and perspectives as in the 9 factors to consider, so maybe they would want to discuss in some kind of a personalized way one or more of the factors. .. but still sounds scary to me in terms of monetization or subscription model and I am not really wanting to create any further of a job for myself.  hahahahahaha

We could outsource it.


Sure.  That sounds good, and there are ONLY so many hours in a day.

The site is already very workable in terms of making it way easier to get answers to the sustainable withdrawal questions as compared to trying to figure out which boxes might apply in a spreadsheet.