Guess what , ordinals , brc-20's and in the future defi's are accepted as a form of cash , so the payment system works as it should . Either you like it or not .
Whether you like or not coming up with fancy names for an attack like calling it Decentralized Finance, Ordinals, etc. doesn't make them real or valuable for that matter. None of it is part of the protocol, they are abusing the bitcoin blockchain as cloud storage only and the real deal happens on a centralized platform where a scam such as BRC-20 interprets the arbitrary data in the blockchain for you.
If anybody thinks something like that which is clearly centralized is worth something they don't even belong in the Bitcoin world!