If anything happen to an account and the account takes any loan then the original account holder is responsible for it.
I prefer a combination of common sense and signed messages:
Watch for loan requests from users you wouldn't expect it from. If, for example, I would ask for a large loan, don't jump at the opportunity! I've never asked for a loan before, and this should be treated as a
big red flag.
A small loan to recover any accidental situation is fine. It's not a bad thing but when a person become a regular on lending board and taking loans, repaying it then repeating it for long time, I see two reasons for it:
[1.] Trust farming
[2.] Waiting for a good opportunity to scam a large amount and never come back.
I had to make an
Announcement LOL