As much as you're using the banks and show you're having total confidence in them without having an alternative, they will always comes with a surprise for you over the account you have with them because you're only saving your money with them in other to use for their own business and nothing more, the moment people realized that money in the bank should also have some incentives it would have been generating for us then they will realize that these banks are just using us to make business with our money, yet have the gods of denying us right to it.
Some people still don't realize that the money from bank customers will be used by the bank to develop their own business in many ways and there are still many ordinary people who think that keeping money in the bank is the safest thing in their opinion. So they don't want to look for other alternatives in order to find out which other sectors are safest to save the money they collect through their own work.
In fact, currently there are quite a lot of sectors that can be used to store money safely without having to link ourselves to the bank except for transfer service bridges only. Currently, I often use the alternative of saving gold when I already have money to avoid the bank, because saving gold at this time is not bad other than keeping Bitcoin as usual.