Good to know...I am planning to slowly sell some of my money market funds into bitcoin ETFs in my IRAs (as we go from currently "lucrative" 5.4% to 4-4.5% interest in 2024, presumably). I was leaning toward Invesco or Fidelity before, but now will give VanEck a look, for sure. My money market funds are just a portfolio stabilizer...and now I want to "destabilize" it a bit, ha ha.
I suppose from experience you might know that you are going to have several options, and I imagine that some employers offer 401ks or various kinds of funds to employees, but they might not have very many options... .. It would be interesting to here what kinds of options that people have, and historically various kinds of government 401ks have not had any options for ETFs, and they have ONLY offered various kinds of index funds, so it will be interesting to see if some employers might start to offer more kinds of options in the funds that are available to the employees.
401a/k are usually limited..I have a couple, but they only offer index or sector funds..no fun, basically.
However, when you switch jobs, you can roll those funds from 401a/k into an IRA, tax free, and in IRA you may have everything, including foreign (Canadian, for example) securities (including ETFs) and even options.