In this recent economy we have witnessed some hardships financially and many other aspects now coming to say there is no money in the bank how possible is that can you imagine saying the river has no water? We are in the new year now huge sum of money have been signed by the government for projects but in a very short time they suddenly come out to say the country is running out of funds the country needs to borrow money from other countries the money signed in your own country where are they what is the duty of the bank in your country imagine a bank giving you the maximum amount you as a the account owner can withdraw from your own account sometimes I just feel like the bank isn't a safe place any more.
When the banks say they don't have money, it means they have exceeded the amount of money they can give out for that period to normal people..the banks aren't making profits from you and me so they're not interested in doing business with us. The banks are interested in those people taking loans in huge quality to fund their business and when paying back they pay with interest then the banks makes profits during that repeatedly. They might tell you they don't have money but there are people the money are been saved for.
Banks can't also print out money without control or your country would be in the same disaster Venezuela is facing. The government didn't sign new money, they had a budget read for the year and some of those money they'll use to full fill the budgets aren't available. They have to raise funds for the budget and since your country don't have anything reliable that's bring revenue to the country, they have to rely on borrowing.
If your country has something that can bring revenue to take care of the budget for the year and they're not doing so instead going to borrow then corruption is what is happening in your country. Although banks can print money anytime they won't do that or they'll be contributing to the inflation affecting fiats currency.