It is always a good idea to start saving even a small amount of money for your emergency fund. However, as I have said, it may not be feasible for everyone, particularly for those who support their families financially and have no one to turn to for help with daily needs and monthly expenses. As a result, they may not be able to save enough money for their emergency fund.
I mean that it may take time for some individuals to start saving for emergencies. Even if it's the start of a new year, it's not always possible to begin saving immediately, especially if you have limited funds. The key is to have a plan and choose the right timing to make it feasible, particularly for those who are only able to cover their monthly expenses with their salary.
That's right, some families or people may still not have a job or a steady income, so for their daily needs alone they are already difficult, therefore maybe they cannot save for an emergency fund and there are still many families who do not have a stable regular income. So let alone saving for an emergency fund for their basic needs they still have problems.
If they already have a job with a steady income, and even though the salary is only enough to cover their basic needs, maybe they can force themselves to set aside a little from their monthly income, but no one knows that maybe those who already have a steady salary still always feel short. Therefore, it is important for them to be able to manage their finances well.