How can you have an emergency fund if someone does not have a good job and that is why it is necessary to prepare for income maturity so that it can be far more stable with fixed expenses for the needs of daily life.

Not investing is not a problem but a person must have other financial plans, such as running a business or job that is more productive because not everyone is involved in investment but their financial structure can also be better than people who undergo investment.

This is a big problem because if someone is unable to live in simplicity, it will make his life even more in trouble. Excessive spending money can make the financial structure more problematic because we are not able to compensate for cash flows that enter with a cash flow that comes out. If this is the problem then people must try to live with suitability and buy something only based on needs not to fulfill the style.