Billions are being transacted through exchanges daily, especially on Binance, which has the largest volume of all. I personally don't believe that something can easily influence Binance, nor that it can simply be hacked one day and disappear from existence. Just because similar things have happened to other exchanges doesn't mean that they'll also occur on Binance. On top of that, if something like you described happened, it would have an immense effect on cryptocurrencies as a whole, as it's the largest exchange; it would put a huge dent on cryptocurrencies, and nobody would trust them or centralized exchanges ever again.
With that being said, us losing funds, which aren't a huge sum of money either, will probably be the least of our issues, as everything would start to collapse.
In all my years of existence in the space, I've never come across scam connecting to my binance account because the exchange is top and reliable, their security are very tighten uncomparable to other exchanges. Losing funds do actually influence our minds to do wrong things and I'm acquainted prior to the motives generated whenever we lose. Binance is top crypto exchange and it would be really difficult before it's been hacked. I've slight challenges but trying my best to recover from the losses recorded, almost liquidated my binance portfolio.
To be listed on an exchange like binance a project needs to have strong backing behind them or they needs to have a strong community. It is true that every new project that got listed in binance give investors good profit in its early stages as listing on binance is bullish news for a project. But if you look closely, you will see binance is also a place for dead or abandoned projects that got delisted after one or two years of listing because of their inactivity. So the long-term listing on binance can not provide a project survival guarantee.