If we use AI seed phrase tool any risks of lost my balance or hack my crypto

We can find also other altcoin seed

There are no risks. The program can be checked before launching using the any "virustotal" service. It is also possible and even recommended to run it on a RDP; you rent a server from any hosting provider with a ready-made clean desktop for Windows. Well, accordingly, it’s as if on a new computer, where there are no your wallets and, accordingly, there are no risks.
I believe that to your question, my answer is more than satisfactory!
Regarding altcoins, these are separate assemblies, contact the developer directly, contacts are listed on the website and in the telegram channel, which can be easily found by the name of the program!