The worst thing is to have your Bitcoin in a centralised exchange especially if you want to maintain it in Bitcoin. As it is, there has never been a solution unless you convert it to another coin and then send it to your non-custodial wallet. You may later want to convert it to Bitcoin through a decentralised exchange. By this, you would have beaten the fee a little compared to the insane amount by Binance. But still, you will have to part ways with some money for obvious reasons. The congestion in the Bitcoin network is much, only that it can be lessened with DEX.