We may list as many as we can but the year has nothing to do with it; the extent of how good this year would be, depends on us. Not because you risked and invested, then a positive outcome will be guaranteed. There will also be time that taking the risk won't be the best thing to do. On my end, you'd only suffer from financial failure if you will fail managing the risk and managing your cashflow. Failing is a normal thing and there's nothing wrong with it. What's wrong is to go all out without knowing the margin between risk and your overall capital; obviously if loss would eat 30% of your total capital as early as first quarter then it will already be hard to engage with another for this year, and if you will push through, out of frustration, that is where bigger failure could take place.
The habit listed below may hider your financial growth this year
,👉Fear of leaving your comfort zone
👉Fear of failure
👉Looking for easy means to gather wealth
👉Wasting your precious time on things that are not necessary
👉Self indiscipline
👉Procrastination
To a certain extent I think that it's fine to focus on a specific area where we know a lot about and want to generate the highest possible return out of it. The problem is that we are at risk to forget looking at the bigger picture. Especially when it comes to trading and investing, so much depends on the general market sentiment that even the best trader in one project will struggle to offset the losses in a bear market. That's why I would add the point of failing to focus on the bigger picture to your list, as an important point that we should invest time and research on.
Indeed, investing to knowledge is a good thing but doing what you're good about will be a huge advantage. Not only because you already have knowledge but also you are more likely enjoying it which would be your fuel at times of struggle.In addition, being knowledgeable won't be enough to conquer anything, keep in mind that you should be good at it. Perhaps you will be facing a big project or investment, if you know to yourself that you are good at that field then it won't be that hard to adjust and create a positive outcome.