Basically what makes people become more burdened is because they are unable to meet their family's needs, so pessimistic thoughts will arise about doing anything. So before getting involved in many things such as investment, we should look at the position of the financial structure first and then look for patterns to get involved in investment. When our daily needs are met properly, when we invest, we don't have a burden, so we can focus more and not place risks in it.
That's the thing. It's easy to set up and maintain healthy financial habits if you have a nice surplus of your regular income over your expenses. But all the advice regarding emergency fund and investing is pointless when one does not earn enough to meet their needs.
That's why probably the most valuable advice, especially for younger people, is to "invest in yourself", i.e. get a set of marketable skills which will boost your income and make it way easier to manage your money or maybe even retire at relatively young age. Being on a low income your entire life can be a real nightmare.