Unlike before, if I want to send money to someone that is not in my country, ok have no option than to use fiat which can be very slow and of high fee. Although bitcoin fee right now is also high but I can send it to the person aboard which would be very fast. I wanted to make an online payment, my country is allowed to pay but the bank is declining the transaction, I used bitcoin for the payment. There are times that fiat will fail someone as it is centrally controlled. But I still use fiat for making payments, especially locally which is fast, cheap and also not complicated. Locally, I see no reason to use bitcoin.

Most.ofy transaction are local transaction, although I can use bitcoin sometimes but I use fiat most of the time. This always still makes me see bitcoin more as an investment. I have it because I invested it. But sometimes I use it for payment. But what I noticed recently is that people use bitcoin to hedge against inflation and also as an invest than to be used for P2P transaction. But we should still know that if you use bitcoin for investment, that is not affected its purpose for P2P transaction.