I would not recommend owning any bitcoins as a small investor. Because those who buy or hold Bitcoin are definitely very wise people and professional traders. Without adequate knowledge the history of Bitcoin, how to use it, any future risks and whether it is highly profitable is not worth knowing. It is impossible to know how much the value of Bitcoin has risen from its birth to today without knowing the history, so Bitcoin holders must make their own decisions whether to hold or sell their Bitcoins.
One do not have to undergo research and trainings in order to purchase Bitcoin. If you have the fund, you can buy it freely on exchanges. Owning Bitcoin only needs certain requirements, money, machine and basic knowledge. Simple people can learn have these requirements if they just do their own research and study Bitcoin. When it comes to holding, there is no need to have a brain like Einstein, One just need patience and know his target price for selling and stick to it.
Investment have all their own level of risk at least with Bitcoin there is a history that its price records new ATH every four year. So if one just follow the pattern, they don't need to be tech savvy to profit from Bitcoin.