As a businessman or salary earners here are tips on how to stay poor in life. 
1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.
2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.
3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money". Keeping doing this and you going to be successfully poor.
4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.
I trust you all get the sarcasm as conveyed.
No one wants to be poor in life, everyone wants to do something good to change their life and become rich. God may make you poor but your efforts can make you very rich. A man can never do anything good if there is no effort in himself. All the points you mentioned here are definitely correct. Going from rich to poor is due to people's laziness, unaccountable movement and spending unaccounted money, and going from poor to rich is also done through human efforts. So whatever you do in life, you must lead life in a way that helps you to do something in life. Life should not be conducted in such a way that darkness descends on my life.1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.
2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.
3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money". Keeping doing this and you going to be successfully poor.
4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.
I trust you all get the sarcasm as conveyed.
I agree, that someone might say they would like to be poor just to be happy for example, living with someone you like similar to the movies is living in a world of fantasies. I mean there's no judgment about that, it's just that the first thing that comes to my mind when someone wants to be poor. Finance is a must-cause that would help you to sustain all of your needs, that's why everyone is making an effort to escape being poor that every day feels like survival rather than living. Rich to poor would be possible from their laziness cause they are used to a lifestyle where money is always there to provide everything they need, so they lack the effort. Both have processed, it would really differ on how they handle life with their hard work and efforts.