If you have good amount of money then you can start investing. I believe Bitcoin is the most secure coin in the crypto world. No 100% guarantee is possible in any investment. I don't see 2024 as a risk, Bitcoin ETF are approved and Bitcoin is getting close to halving in 2024. Bitcoin is coming to a bit of correction, little bit of correction has been done. If you want you can wait some more time for the price to drop. Expect to enter this year-end Bitcoin bull market, buy and hold.