There has been extensive talk about how social security systems around the globe are having issues due to declining birth rates as well as a decline in the quality of employment for younger generations.
But another less often talked about issue is that almost nobody is able to make savings anymore.
That people are not able to save money is up to their inability.
The lack of discipline is predominant in many societies.
Some people save money but in crypto, in countries which have high inflation in cars, houses, land. Some even in shares.