I recommend UMB, because UMB has a good partners and a great team, besides that UMB is still ranked in the top 1000 on coinmarketcap, so I have the opportunity to get a big profit from investing in UMB, moreover I am sure that UMB can be in position in the top 500 on coinmarketcap in the future, so the price of UMB will definitely increase very high.