I'd say I pretty much do the same, only in reverse. In real life, I'm much more likely to take a risk which might or not pay off. When I gamble tho, I tend to be more cautious and reserved, as I understand chances are against me, and substantial losses could happen quite quickly. The attitude helped me save a lot on Roobet and Dplay, and only once on Stake I actually lost some money I considered to be something I didn't want to happen again, so that only reinforced my future behavior.