I agree with your conclusion, saving in any fiat is wrong, in the long run it will lose value. But luckly, investing was never easier... I guess we can thank the internet for that, everything is available and easy accessible. It's hard to beat the system and make a break trough, but I think that crypto is/can be a game changer for many of us. Unlike some other investments it doesn't require a middleman, we can do everything ourselves.

I started learning about these things late, but financial education is very important. People should start learning about this from the early ages.