What if the person is underemployed? You started your statement well that it depends on individual and by that individual I want to believe you are referring to individual needs, his income and other factors such as his confidence in Bitcoin. We must acknowledge the peculiarity of wealth distribution, which have some people living in surplus and others barely able to feed. So their investment decision will be determined by their circumstances. The percentage should not be a factor here before some persons will draw conclusion that a particular percentage is what should be invested in Bitcoin. It depends entirely on the situation of the individual.
It is in the planning that the amount to be invested into be Bitcoin will be calculated. The planning is a critical stage because it covers the most important aspect of the investment process, enabling the investor to follow the best course of action.
If they are underemployed or don't have enough to feed, I think investing in bitcoin would be too risky to them, We all know how the Market behaves, its up today and down tomorrow, we don't really know what to expect from it. And our goal here is to accumulate as much as we can so when the profits come, we would be on the better side. And I also believe that while some might buy bitcoin thinking they are investing, they might actually be gambling, in a situation where someone has bearly enough to feed or is underemployed, how does he plan keeping up with his investment, and I don't think he can save up for emergency cause in reality he situation is already an emergency, do I think if there is someone like this, his first priority should be to find an extra job and get his finance in other before investing in bitcoin. If not he is gambling and not investing and the odds of him beihn a long term holder is super slim.
It is in the planning that the amount to be invested into be Bitcoin will be calculated. The planning is a critical stage because it covers the most important aspect of the investment process, enabling the investor to follow the best course of action.
I understand you mean cashflow management, but someone who doesn't even have cash cannot plan shit, does he plan on borrowing to invest, like I said his first plan if investing in bitcoin is something he really needs to do is to get another job or raise his income, I think you must first survive before you can build. Simple logic 👌