As a businessman or salary earners here are tips on how to stay poor in life. 
1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.
2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.
3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money". Keeping doing this and you going to be successfully poor.
4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.
I trust you all get the sarcasm as conveyed.
1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.
2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.
3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money". Keeping doing this and you going to be successfully poor.
4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.
I trust you all get the sarcasm as conveyed.
OP, you have mentioned many things that can make one to continue staying poor and you said is in line, but one of the major, problem of some people is their mindset, when you have money and decide to live a luxurious lifestyle without the plan to invest in things that will bring more income to your table than I think you are a laying a poetry foundation which may be disastrous to you in the future if you don't retrace your step, am not against giving but it just have limit, people should not give out more than what they get in other to entice or satisfy friends, we should do more of investment than giving to make people happy, stay in the confined of your home might help in reducing unnecessary spending so we could apply this mechanism too.