As a businessman or salary earners here are tips on how to stay poor in life.

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This is something that attracts attention when you convey tips for staying poor. I understand the meaning of your statement, and I agree with what you said. When someone knows the tips for staying poor, those who don't want to be trapped will of course choose tips that are the opposite of what you have described.
Poor and rich are just a matter of status, but happiness is what everyone seeks. Rich people are not necessarily happy, and vice versa, poor people are not necessarily suffering.
Many rich people continue to accumulate wealth, as if what they have is not enough, they don't even have time for their family. There are poor people who live well enough, but they are always with their family to look at the future together.
So life is just a race, where the same nature is available, and how we use that nature.