Reducing Bitcoin transaction times is a topic of ongoing discussion within the cryptocurrency community. The current transaction times are influenced by factors such as network congestion and the chosen transaction fee. As the technology evolves, scalability solutions are being explored to address these issues.

There are ongoing developments, like the Lightning Network, designed to enable faster and more scalable transactions on the Bitcoin network. While these solutions show promise, it's important to note that achieving instant transactions on the main blockchain might still pose challenges.

The scenario you've mentioned, where Bitcoin transitions from a primarily trading asset to a predominantly held asset, could potentially impact transaction volumes. However, achieving instant transactions also depends on the consensus and implementation of new technologies by the community.

It's advisable to stay informed about the latest updates and technological advancements in the crypto space, as they play a crucial role in shaping the future of transaction speeds and overall efficiency. Keep an eye on community discussions and official channels for the most accurate and timely information.