It has happened to me severally, I have been able to hold now, since I started working as a merchandiser with Guinness, I think most times, experience is the best teacher.
Not only must we have a source of income so that we can be successful in holding it, but also that income must meet all our main needs because if we force ourselves to buy coins and hold them but our main needs are not met, there is a big chance that we will sell them at a loss when we are pressed to meet our needs. In addition, we should also have small debt or even nil because the interest that must be paid will also reduce profits and we can be quite stressed looking at the debt, and indeed experience is the best teacher and we must remember what makes us fail in holding and evaluate it so as not to repeat the same mistakes.
When it comes to having debt, whether it is small or big, is not necessarily a bad thing and is stressful, as long as you know how to manage it properly. It's important to use your debt wisely and allocate it towards investments or ventures that can generate income. For instance, if you use your debt as capital for a business that brings in additional income, paying off your debt and its interest will not be a problem. The key is to make sure that you have a clear plan for how you will repay your debt and that you are using it in a way that will ultimately benefit you financially.