Actually is bad to gamble with loan money, to my own  opinion it's  dangerous, there's no perfect gambler.

Gambling is a game  of prediction, and it works  with  emotions ,so sometimes you win, while  some days  you lose.every active gambler most have somethingdoing to earn money everyday for him to be able  to get balance, some gambles are  married and work hard to meet  up house needs  and so have reminant money  as a staking  power for the side  habit been  Gambling. So if an individual takes  a loan to play  a gamble and you  lose which  means if you have  a family  responsibility with means  your  problem  is piling up.

However, as you can  see now  y⁰ou have but family and loan to settle  at the same time, so in my own  opinion do not  gamble  with  loan  money,otherwise you will be in danger.