bankers know they cannot get middlemen payments from the network itself (unless they run mining equipment)
so they want to make bitcoin annoying to use so that people revert to using centralised services and subnetworks that involve middlemen

they first offer the "free" "fast" option to gain adoption. and say they can peg their units and allow easy access
then they start making the base asset expensive to exit to to lock people in long term, so they can then increase their own units cost per payment

its not a new concept, its been done forever in trad-fi, eventually they then start changing the pegs once they know they have people locked into their payment system due to the cost of escaping their payment system is more annoying

just look at the dev groups making these subnetworks and look at who sponsors them.. then look at the core devs who concentrate on bitcoin edits to be more communicative with subnetworks and look at their sponsors

also look at the devs that make bitcoin more annoying and look at their sponsors.