The loan money is not the correct source for the gambling game,the gambler should allot the separate source of the income from the salary like 10-30% of their salary to their own games in the gambling site.
Only an addicted gambler can take a loan to gamble because he is moved by feelings and not his brain. When a gambler uses a loan to gamble he is risking funds that are not his. Whether he loses or not, he will have to pay the original loan amount and the interest accrued to the loan which is a double jeopardy and can exacerbate his financial burden. Using a loan to gamble is even a reflection of poor financial decision-making.
Not sure if we can only categorically say that those addicted gambler are mostly going to take a loan to gamble. Of course, their decision are clouded, but I do see that there are individuals who want to loan and gamble because they are risk taker to say the least. Those individual who think that if the outcome is favorable, they can pay the debt and have some money.
In my opinion, 10-30% of a gambler`s income is still high. 1-5% is preferable and that should be after covering expenses, savings and other important financial commitments. This will help to guide against excessive loss that can be detrimental to the gambler.
Maybe, but as far as experience goes, still 50/50. There could be high income gamblers who gamblers big or small. And then those who are just minimum wagers, but still they have the money to play and again, take that risk.