It cannot be said that forming an emergency fund is absolutely unimportant when it comes to investment. People who are very serious about investing and who don't want to miss out on their investment in any way create an emergency fund. You say there is no need for emergency fund for investment, I am telling you the need for emergency fund.
Mate your totally right about our need to build up an emergency funds, but I think your not clear on the reason why we are building this emergency funds, the reasons you described are not what emergency funds sre used for.
* Having an emergency fund in place will allow you to continue your investments from the emergency fund if you ever find it difficult to manage your money.
* Having an emergency fund will make your investments stronger.
*There is no chance of you missing out on your investment as a result of the emergency fund.
* If you invest a portion of your salary every month and if you get salary late in any month but you can use money from your emergency fund to invest.
But investment can be done without emergency fund but investment is stronger if emergency fund is there.
Your reasons here for building emergency funds are not very correct l, we are not supposed to use our emergency funds for or to support our investment in anyway, emergency funds are built in case of any emergency we would face that would cause us to tamper with our Bitcoin holdings and sell them before or even after maturity which I mean an investment that has been accumulated for over 4-10 years. Some times unforseen events can occur and cause us to tamper with our Bitcoin holdings, which we did not plan for so we use our emergency funds to solve such problems.
We build emergency funds to create a sate of comfort and protection for our investment, that would help us hold our Bitcoin better till our desired time.
Emergency funds are only used by investors when they cannot manage enough money to invest regularly. If there is money to invest consistently every month, money from the emergency fund will not be spent, but when the money is not managed, we are forced to use the money from the emergency fund.
Building an emergency fund is not at all a difficult task for an investor, the investor should keep three times the amount of money he invests in the reserve fund every month. If he keeps three times the money, if he is unable to manage the money in the next three months, then he can use the money from that reserve fund to continue his investment.
Bro your seriously mixing what emergency funds and reserves are used for.
Emergency funds are there to help us in state of panics and in situations where by we have no choice than to touch our investment like in state of accidents or illness that we have to make heavy decisions, in cases like this we have no choice than to touch or sell our holdings.
Reserves are built to support our investment in cases where opportunities like dips happen and we want to take advantage of , its tags extra cash we keep for opportunities like this and in cases where we need some cash to support our weekly DCA strategies cause of lack or shortage of funds.