Yes gambling does more  harm  than  just mere financial loss  reasons for my opinion is that, addiction simply means a particular  state  of behaviour  that an individual finds himself that  he/she finds it difficult to resist or deviate from a particular life. Gambling addiction imposes harm  on a person expecially when the has consistently  been bet, it has not become  part and pasule of the person's lifestyle.

However, hopefully the must always develop the urge to gambling  everyday hence the person  has a daily  programme financially so he/she can have  a staking  power, in this case the gambler  sees losing  to be a normal occurancies that takes  place  one in a while. So even  when  the loss is more  than  the winner it doesn't  consigns the gambling his only ojective  is to keep  playing because every addicted  gambler believe that no matter  the loss  a bigger winning  is on the way.

So sometimes this gambling addiction  harm van make an individual  not to meet up with his demostic responsibility, personality needs, and needs  of peer group.

So to my own opinion in evaluation is that gambling addiction does more  harm than mere financial loss mentally ,emotionally and financial loss to addiction and  also active  gamblers.