As members of this community, relying on our past information would be very shortsighted of us especially when
Scammers are continually looking for new ways to compromise our security and get to us
You are over estimating scammers. They are scammers and can use many tools to scam people who don't have knowledge, experience or just to naive. However scammers use same strategies from time to time and they only use different tools to execute similar scam strategies.
Like Ponzi existed many decades ago and now scammers use cryptocurrencies as one of tools to run their Ponzi.
Security, privacy, scam, if you are careful, are not greedy, you will not be scammed. If you are careless, greedy, any advice is non sense for you.
Security and Privacy Encylopedia.