DCA is perfect but a little more stressful than any other strategy
I disagree with you that DCA is stressful than the other two methods of accumulating bitcoin. DCA is the easiest of them, because it allows you buy bitcoin with low amount regularly, all you need is to be discipline, so that you can be consistent and persistent in accumulating, and growing you bitcoin portfolio. As long as you have sorted out the amount that you can use to buy weekly or monthly from you income, that wouldn't mount pressure on you, then you will invest in a comfortable way with rest of mind. It is when you fail to keep your emergency funds, reserve funds if possible, and the funds for your monthly expenses that it will become a stress, or when you over buy aggressively, without considering, if your emergency funds is big enough to withstand whatever emergency that occur. If you are use to saving money, then DCA accumulation strategy will be fun to you.
Okay, I would completely agree on this, applying DCA doesn't account for a huge investment it works in fraction according to availability of funds. But, i used the term little stressful base on the effect of consistently purchasing Bitcoin at regular interval not how much or the amount to be used to accumulate Bitcoin. Investing base on DCA should always be such convenient in a way it won't affect our daily living, like you said emergency funds should have been planned already.
Lump sum pattern deals with accumulation of Bitcoin for future profits, basically a higher long term holding than any other strategy
All the three strategy serves the same purpose, which is to hodli for long, so that you can benefit from the compounding profit of your investment and also lower the risk attached to bitcoin investment. It depends on the investor and the number of years that he plans hodling his investment maybe 4-10yrs and above. Lump sum is good if you have the money to lump sum, as long as you are still buying regular with DCA method weekly or monthly.
Lump sum investment strategy does not look at the current price if it's at the DIP or Bull, all that matters is getting a better portion of Bitcoin. A person who buys a lump sum when the price is at the bull practically tends to do more of a long term holding than a person who buys at the DIP. People who invested when the price of Bitcoin was at $16k are basically prone to sell when Bitcoin reaches a new ATH, but those who DCA will find it very difficult to sell so soon. This implies certain terms that may not just be personal reasons for holding but in order to maximize one's profit the strategy used in accumulating is also a factor to determine how long of holding.
Meanwhile buying the DIP means holding funds and always monitoring the market till when the price drops far below the last ATH
This is the most stressful of all and the most dangerous of all, for a newbie. This is because
1. Timing the dip id very difficult, and one might end up missing out when the dip comes, because he wants the price to be dipper than that. and night not know that is the bottom line of the dip.
2. During when you are holding your cash waiting for the dip, an unforeseen circumstance might occur that will make you spend that money or part of that money because you believe that you will be able make it up before the dip arrives, and the dip comes like a thief in the night.
3. Your cash will depreciate as you are waiting. However, buying at the dip is the best time to buy if you have the money to lump sum, when the market dips.
All these you listed are certainly the disadvantages of trying to apply the DIP method but we should also reconsider it comes as well with advantages when it is properly and effectively implemented. This strategy is not to be practiced by Newbies and early beginners.