So where do you take the utility from when they have to use a community based currency? because in terms of the financial system, they need a back up so that the value of the public currency is guaranteed, not only for transactions, but to prove that the support for this value must also be clear. You won't necessarily create community money if you can't guarantee its value yourself. Moreover, if you live in a country that has recognized fiat then it would be very futile, it would be the same as trying to stage a coup by creating new money and could be considered a violation of misuse of resources.

I don't know where your idea came from but the fact is that the proposed solution won't work. OK, to prove it, do an experiment first and prove that your solution is indeed the answer to the problem that is currently occurring. Don't give misleading solutions to those who are already experiencing difficulties. If you yourself can't prove the success of creating community currency, stop talking nonsense and go back to working hard to get rich.