As far as bitcoin is concerned, to me personal advise in terms of investment is the best, most advisors will lead you astray if you allow them, what you need is to actually understand the basic concept, know what you what, buy with the amount you have, don't be act as if you been forced to, but doing this as soon the fund is available will place you ahead on your Bitcoin journey, but when buying make sure that you don't buy with all left, if you you decide to buy with all the available fund have an existing earnings that can sustain you throughout your long-term holding journey to avoid being a fast seller.
you can just simply use the term emergency fund to describe having a separate fund reserved for any emergency. it is always advised that we should invest and reserve some that we'll be using before our next salary comes up. failure to do so will result in selling your coin after investment. and that is why we must have an emergency fund so that, in case we get too aggressive along the way due to buying the dip.... we'll have spare cash to settle our other monetary activities. it is always important we make calculations and plan carefully before using any strategy of our choice. for example, when buying the dip, we should make sure not to get too tempted to accumulate above our preplanned so we won't be obstructing any other financial activity
If you don't actually have a good source of income that would be a big issue when I'm come to accumulating and holding. Because even when you manage to buy some certain quantities of bitcoin and you don't have sources that you can get your emergency funds that investment you made would later be taken as that emergency funds. Meaning that you won't be able to exercise good patient with your investment you would being in ease to sell it because of the expenses in surrounding yah. Sir as an investor you got to prepare for anything and you must have a good source to sustain that investment.
though I have seen some persons who hold without having a good source of income. They operate on discipline because of the trust they've built in Bitcoin but that won't last, when hard times strike he'll be forced to sell his coins. having a good source of income is the first stage to fuel the idea of planning before engaging in bitcoin holding, aside that all trials would be a failure.