~
So uh, the risk was that you... lose? I think every gambler has taken that risk before. Heck, I doubt you can call someone a gambler if they haven't taken any risk. 20k doesn't seem to be much (in comparison to my living that is) as well so if asked, then yes, I've taken in similar bets before and even more tbf. Have I won those or not? Well, let's just say in my gambling experience, I more often lose than win.
But well if I were to compare it to my high risks bets before, then yea, the experience is mind-numbing and can give you jitters at every moment you're waiting for the result. Has happened to me before whenever I went high stakes for some eSports tournaments in the past. Well during the game it's greatly reduced since I'm distracted by the decision making of players, but before that? The casters talking about past matches is enough to drive me crazy waiting lol.