Definitely. If you're not working in an industry where salaries get increasingly better over time like in tech, you'd be hard-pressed to even find the time to save up even a bit for emergencies, let alone save up for anything big like cars, houses, etc. It's not impossible to live yes, but getting beyond that would be the hard part.

Well, that's for the people at the bottom anyway. Some people who can't save up simply can't because of all the subscription-based payments that they have every month and might seem small at a glance, but it takes up a pretty sizeable chunk especially if you're living close to minimum wage. And because of the idea I pointed out before where it's hard to go beyond just basic living e.g. save up for a car, or house, people seem to just accept the idea and indulge in said subscriptions since it's for their enjoyment. That, or they take big loans so they're always under debt.