I believe that the lack of savings today is a serious issue that requires attention and action. Many factors, such as increasing expenses for education, housing, and healthcare, as well as consumer culture, contribute to people's inability to save money for the future.
However, at the same time, I am convinced that having financial savings is essential for ensuring stability and security in the future. It allows for solving financial problems, planning for retirement, and achieving dreams and goals.
this problem is quite complex seeing how nowadays companies are starting to be closed with their business and they prefer to improve technology and efficiency compared to increasing the wages of their employees. not to mention the problem with increasingly expensive lifestyles and living costs that make people nowadays spend more on their meager salaries. this is getting worse because the government, which is considered the party that should regulate this, is now more afraid of the tycoons who are getting richer by manipulating people and their businesses. this is a social situation that is happening in many countries today and it will probably get worse in the future.