Many people wishes to get an asset when they start making it in life but as soon as such opportunity comes up they begin to live frivolous lifestyle and saying that they are still young as they can still meet up their target anytime without knowing that time flies and an opportunity that one may miss in life can take longer time to get again.
This is basic life principle, and like you said many people fail to see what is beyond, because they are short sited and that's what blinds them. Planning for the future ahead should be every mans dream and everyone do think this but at the moment the funds to process it becomes available their entire thought change within a flash and although the symptom isn't the same for everyone but a large majority of the human population fail under this category.