Investing is considering us preparing our future and I really appreciate those students who think about investing earlier despite of their situation. Indeed, it was a struggle for us to start especially if we only had a small income but if we really care about our future, we should have to do it. Perhaps, it was only hard at the start but in the later part when we already adjusted our spending habits, that seemed too easy. We don't need to make an excuse because we don't have money but instead, we think about how to grow our income so we have an excess money for this.