So being directionally correct pays off even if there are likely to be some mistakes along the way. .and the mistakes may or may not be perceptible at the time that they are being made... there can be some questions or tensions regarding how much of a balance to keep in various accounts that we might create. .and questions about whether we can put off some expenses (defer them) or if we might spend time trying to earn more income or if we might set aside some value to prepare for dips, and how much value do we want to keep on the sidelines for preparing for dips versus just buying right away or spreading our BTC buys out over a whole week..
However, in the strategy that I have done, I am not too interested in focusing on setting up reserve funds to wait for cheap price because I tend to accumulate Bitcoin every two weeks. So I think I will get a chance that might be more accurate to get a cheaper price.
Saving up a reserve fund doesn't mean you will use it to accumulate bitcoin when the bitcoin price is in a dip. The reserved fund is the fund that will help you in the future to take care of your financial needs when you lose your source of income or job, so that you will not depend on your bitcoin investment to settle your personal needs.
The more days passes by so do more newbies flood the system. Most came with the notion of leaning new things like learning the accumulating process. Why some came with the notion of Merit hunting to rankup and apply for signature campaign. Although I can't question anybody on h/her reason of flooding or spamming the board but as an intellectual fellow you are, I know you are fully awear about it and just decided to play along. Because I know by now you should have known the difference between the sheeps from the goat or the spraut from a bean. But the main thing in life as I have learnt so far in this forum is that a reasonable word is better than a thousand junk of word without meaning. One should be able to sit down and understand when there is communication and when there is no communication.
Newbies will continue to come to this thread because this thread will help guide them on the right path to take in accumulating bitcoin so that they will not make a mistake that will make them sell their bitcoin at a loss and never want to invest in it again because of the bad experience they had. You don't need to talk down on someone just to gain favor. If you see anyone spamming this thread, you have to correct him or her on how things are being done here, but if they refuse to take the correction and are still spamming this thread, you can report them to moderate. If it's easy to get merit on this forum, everyone should have been on the list of member ranks, but it is not easy to get merit here, so any newbie who got merit on this thread deserves it because he or she has tried to share a meaningful comment or material that will be useful to the members coming to this thread. I will put it to you that you are here for merit haunting because you have not been on this thread for a long time and you decided to come back to this thread because you have not been getting merit recently from other threads.