Historically, many folks have gotten overly greedy with their bitcoin and they put their bitcoin with third-parties in order to receive interest or yield and then they end up getting fucked.. so frequently it is not worth the risk to be using those kinds of interest bearing products in relation to your bitcoin, unless you can have some confidence that they are not gambling with your BTC too much.. which is truly difficult to assess because sometimes they are lying to you about what they are doing with your BTC in order to earn the yield.
That's why I don't like that yield farming or anything you call it which have long months or years lock-in since we don't know if they could able to last for long period of time.
Usually what we can see there is they turn scam and they take those balances and fucked up all their investors.
Much better if they just save their bitcoin on their personal wallet since they have total control of their funds and they can do whatever things they like especially selling it when they want pinch some profit.
I think people have to learn some lessons in terms of how they joke around with their bitcoins and even knowing how easy it is to lose it and how difficult it is to get it, i never fancied the idea of having to lock my bitcoin on any form of website that promises returns for me, even I they are exceptional with their work, although if someone must try such risky engagement with their bitcoin, as said over and over in this thread, use a small percentage of your holdings if you must, but at times it all boils down to our discipline cause I've seen many scam platforms pay initially then when people get to trust them and put more money in it they shut down, and even the best of us tends to fall for scheme like this, so I'll better advice we stay away from any form of farming, ponzi that's promises good return for our assets, like you said , its best we hold our Bitcoin ourselves and depend our accumulation plan to yield good results for us on the long run , greed is definitely not going to get us anywhere and short term ideas tend to also crash quickly or fail.
I don't equally fancy such ventures where am going to get my bitcoin be in control of other third party that I don't really know much about and I just have to trust them blindly in the name of yield, staking or farming. But if those third parties are really sure they don't have anything to hide, let them allow the farmers, keep their bitcoin in their private wallet. Bitcoin is gradually becoming the most priced asset in the world and investors should start taking care of their investments and don't give it up cheaply.