hmmm I understand, so if I ever want to receive 10 times money, my ledger will create 10 addresses? and if in the future, I receive money to any of these previous created accounts, will I receive them anyways?

what will happen if I send btc from Binance again to bc1...2sm? will the sats be credited in bc1...2sm? or in bc1...3sw?

Will I have 10 accounts with 10 different balances?

and, what is my main account?