I think investing in altcoins is very risky for my financial health. I am not so interested in investing in altcoins now or at halving time, i prefer to buy and sell immediately in a short time, because i understand that investment is long-term.
if you want low risk investment simply invest when the price are at low, when the price is getting corrected heavily.
the thing with altcoin is that it looks risky because people are always investing into the shittiest altcoin there is, quite plenty of altcoin in the market that are actually good and presenting real product but many people instead choose some random altcoin with low market cap thinking it can be doge, raising its market cap to the amount of billions so that they can get massive profit with just few hundred dollars and ended up getting scammed.
just choose coin that actually reviewed by an exchange, approved, so you know that there's real team and real product behind that altcoin since that is the best low risk investment.